Complete List of Countries That Require Travel Insurance for Entry (with COVID-19 Coverage)

by Travel & Adventure0 comments

I will try my best to keep this list of countries that require travel insurance to be constantly updated; however, please exercise due diligence as well to confirm any changes in entry requirements as they are changing quite a lot nowadays.

Your destination’s travel requirements are definitely one of the many concerns that you probably have whenever you are planning for an upcoming trip, and among such prerequisites, you are probably wondering if travel insurance is mandatory.

After all, a country’s reasons for requiring travel insurance might be because of a diplomatic concern (such as between the USA and Cuba), an immigration rule (like the Schengen Area’s visa conditions), or a medical regulation (especially in response to the recent COVID-19 pandemic).

…But at the very core, you should ALWAYS have travel insurance for your travels!

Nevertheless, I recognize the fact that sometimes, a country has a specific insurance requirement that must be met. So in order to help save you time and effort, I have compiled this list of countries that require travel insurance along with their distinct standards for entry.

Looking for other entry restrictions and quarantine requirements per country?

Check these Borderless and SkyScanner maps.

Countries that Require Travel Insurance

» Africa «

Ngorongoro Crater National Park (Tanzania)

Photo by: Shutterstock

Egypt

REASON FOR TRAVEL INSURANCE REQUIREMENT: In response to COVID-19
OTHER ENTRY REQUIREMENTS:

  • A valid Egypt Visa (depending on your nationality)
  • Completed “Public Health Card”
  • A printed medical certificate with a negative COVID-19 RT-PCR test result taken at most 72 hours before departure of last direct flight to Egypt. The certificate must be issued and stamped by an approved laboratory (oral or nasal swab)
  • Passengers arriving on direct flights at Hurghada (HRG), Marsa Alam (RMF), Sharm El Sheikh (SSH), or Taba (TCP) without a printed negative Coronavirus (COVID-19) PCR test result are subject to a PCR test on arrival at their own expense and must self-isolate until results are received

– – –

Jamaica

Launched in November 2020, Jamaica is one of the latest countries that require travel insurance in response to the COVID-19 pandemic and it is called their “Jamaica Cares” program — a mandatory travel insurance that costs $40 per person — however, it is still required to get a separate trip insurance that will work on top of their program.

REASON FOR TRAVEL INSURANCE REQUIREMENT: In response to COVID-19
OTHER ENTRY REQUIREMENTS:

  • A valid Jamaica Visa (depending on your nationality)
  • A negative COVID-19 antigen or PCR test result that must have been taken at most 3 days before departure from the first embarkation point (does not apply to passengers younger than 12 years old)
  • Passengers not residing in Jamaica must present a travel authorization before departure obtained here: [click]

– – –

Morocco

REASON FOR TRAVEL INSURANCE REQUIREMENT: For visa and/or entry
OTHER ENTRY REQUIREMENTS:

  • A valid Morocco Visa (depending on your nationality)
  • A negative COVID-19 PCR test is taken at most 72 hours before departure from the first embarkation point (result must be in Arabic, French or English) — this does not apply to those younger than 11 years old
  • Complete a passenger health form online, print and sign it to present upon departure
  • Download the tracking app ‘Wiqaytna

– – –

Namibia

REASON FOR TRAVEL INSURANCE REQUIREMENT: In response to COVID-19
OTHER ENTRY REQUIREMENTS:

  • A valid Morocco Visa (depending on your nationality)
  • A negative COVID-19 PCR test result from their country of departure that is not older than 7 days (you will be subject to quarantine and children under 5 years old are exempt from this requirement)
  • A completed epidemiological questionnaire must be presented upon arrival

– – –

Seychelles

REASON FOR TRAVEL INSURANCE REQUIREMENT: In response to COVID-19
OTHER ENTRY REQUIREMENTS:

– – –

South Africa

REASON FOR TRAVEL INSURANCE REQUIREMENT: In response to COVID-19
OTHER ENTRY REQUIREMENTS:

  • A valid South Africa Visa (depending on your nationality)
  • A valid certificate of a negative PCR test result for COVID-19 that is less than 72 hours old at the time of departure (if you don’t have this, you’ll have to take an antigen test on arrival at your own cost, and in the event that you test positive for COVID-19, you must quarantine yourself at your own cost) — this does not apply to passengers younger than 5 years old
  • A completed “Traveller Health Questionnaire” must be submitted here [click] at most 2 days before departure

Looking for things to do in Africa?

Check out these Africa travel guides!

• • •

» Antarctica «

Countries that Require Travel Insurance: Antarctica (Chinstrap Penguins)

Photo by: Shutterstock

REASON FOR TRAVEL INSURANCE REQUIREMENT: For visa and/or entry
OTHER ENTRY REQUIREMENTS:

  • Valid travel insurance accepted by Antarctica: SafetyWing (or World Nomads for a more comprehensive insurance coverage that covers adventure activities)

Looking for things to do in Antarctica?

Check out these Antarctica travel guides!

• • •

» Asia «

Asia Countries tha Require Travel Insurance

Photo by: Shutterstock

Cambodia

Currently, Cambodia is one of the Southeast Asian countries that require travel insurance and it is mandatory that you purchase from their local health insurance policy that issued by Forte. This plan costs $90 and can be obtained from here: [click] — this insurance plan is valid for 10 days.

REASON FOR TRAVEL INSURANCE REQUIREMENT: In response to COVID-19
OTHER ENTRY REQUIREMENTS:

  • A valid Cambodia Visa (depending on your nationality)
  • A deposit of $2,000 upon arrival for a mandatory COVID-19 swab test and potential treatment services (even burial)
  • A printed medical certificate with a negative COVID-19 PCR test issued at most 72 hours before departure from the first embarkation point

– – –

Iran

Iran’s requirement for travel insurance is not widely publicized but if you are applying through an Iranian Embassy you would have known how this is mandatory as it is part of the documents needed. But those who usually only get an e-visa or visa on arrival to Iran are surprised by this requirement, and a lot of them have to go through the trouble of buying it at the airport.

REASON FOR TRAVEL INSURANCE REQUIREMENT: For visa and/or entry
OTHER ENTRY REQUIREMENTS:

  • A valid Iran Visa (depending on your nationality)
  • A valid health certificate in English of a negative COVID-19 molecular test result that has been taken within 96 hours of entry (does not apply to passengers younger than 8 years old)
  • A completed “Self-Declaration Form” to be given to the airline before arrival
  • A completed “Passenger Commitment Letter” must be presented upon arrival at immigration

– – –

Jordan

REASON FOR TRAVEL INSURANCE REQUIREMENT: In response to COVID-19
OTHER ENTRY REQUIREMENTS:

  • A valid Jordan Visa (depending on your nationality)
  • A negative COVID-19 PCR test result issued at most 72 hours before departure from the first embarkation point
    • Test result for passengers arriving from Egypt, Iraq, Palestinian Territory, or Turkey must be issued by an approved laboratory (details here)
  • A completed travel declaration form and “Locator Form” — the confirmation code received via email must be shown at the airport check-in counter for departure
  • Tourists are subject to a COVID-19 PCR test upon arrival which must be paid before departure here: [click] if traveling to Amman (AMM), or here: [click] if traveling to Aqaba (AQJ). Passengers must have an electronic receipt with a QR code confirming the payment.
  • Download the Aman app

– – –

Lebanon

REASON FOR TRAVEL INSURANCE REQUIREMENT: In response to COVID-19
OTHER ENTRY REQUIREMENTS:

  • A valid Lebanon Visa (depending on your nationality)
  • A negative COVID-19 PCR test result issued at most 96 hours before arrival (does not apply to those younger than 12 years old)
  • A completed “Airport Tracking Registration Form” before departure (this will create an approval e-mail or SMS which must be presented upon arrival)
  • Download the “covidlebtrack” app

– – –

Nepal

REASON FOR TRAVEL INSURANCE REQUIREMENT: In response to COVID-19
OTHER ENTRY REQUIREMENTS:

  • A valid Nepal Visa (depending on your nationality)
  • A medical certificate with a negative PCR test taken within 72 hours of travel
  • A completed “International Traveller Form” before departure (present a printed copy of the form with a barcode upon arrival)

– – –

Qatar

REASON FOR TRAVEL INSURANCE REQUIREMENT: For visa and/or entry
OTHER ENTRY REQUIREMENTS:

  • A valid Qatar Visa (depending on your nationality)
  • A medical certificate with a negative Coronavirus (COVID-19) PCR test result issued at most 48 hours before departure (must be issued by an approved testing center listed here)
  • A quarantine hotel reservation for 7 days (booking can be made here)

– – –

Singapore

REASON FOR TRAVEL INSURANCE REQUIREMENT: In response to COVID-19
OTHER ENTRY REQUIREMENTS:

– – –

Thailand

REASON FOR TRAVEL INSURANCE REQUIREMENT: In response to COVID-19
OTHER ENTRY REQUIREMENTS:

  • A valid Thailand Visa (depending on your nationality)
  • A negative COVID-19 RT-PCR test result issued at most 72 hours before departure from the first embarkation point (written in English)
  • A “Certificate of Entry (COE)” issued by the royal Thai Embassy
  • Download the ThailandPlus App and register using COE number and reference code

– – –

Turkey

REASON FOR TRAVEL INSURANCE REQUIREMENT: For visa and/or entry
OTHER ENTRY REQUIREMENTS:

  • A valid Turkey Visa (depending on your nationality)
  • A negative COVID-19 PCR test taken at most 72 hours before departure from the first embarkation point
  • A completed “Traveler Entry Form” must be presented at check-in and upon arrival

– – –

United Arab Emirates

One of the United Arab Emirates standard rules of entry is to provide a travel insurance especially if you’re arriving at Dubai (DXB) and Sharjah (SHJ).

REASON FOR TRAVEL INSURANCE REQUIREMENT: For visa and/or entry
OTHER ENTRY REQUIREMENTS:

  • A valid UAE Visa (depending on your nationality)
  • Download and register the COVID-19 DXB Smart App (passengers arriving at Sharjah (SHJ) must download the ALHOSN App)
  • A printed negative COVID-19 PCR test result that has been taken at most 72 hours before departure from the first embarkation point (result must be in Arabic or English and must be issued by an approved laboratory listed here: [click] or by a laboratory accredited by the departure country)
  • Nationals of South Korea traveling under the Fast Track program must have an ‘Isolation Exemption Certificate’

Looking for things to do in Asia?

Check out these Asia travel guides!

• • •

» Europe «

Santorini, Greece : Countries that Require Travel Insurance

Photo by: Shutterstock

Schengen Area

It has long been a requirement of the Schengen Area countries for tourists to provide proof of travel medical insurance.

For a complete list of the member countries in the Schengen Area, go here.

REASON FOR TRAVEL INSURANCE REQUIREMENT: For visa and/or entry
OTHER ENTRY REQUIREMENTS:

  • A valid Schengen Visa (depending on your nationality)
  • (Please check here for other requirements per country)

– – –

Croatia

REASON FOR TRAVEL INSURANCE REQUIREMENT: For visa and/or entry
OTHER ENTRY REQUIREMENTS:

  • A valid Croatia Visa (depending on your nationality)
  • A negative COVID-19 PCR test result that has been taken at most 48 hours before arrival
  • A completed “Enter Croatia Form” must be presented upon arrival (can be completed online before departure here: [click])
  • A completed “Passenger Locator Form” must be presented upon arrival

– – –

Georgia

REASON FOR TRAVEL INSURANCE REQUIREMENT: For visa and/or entry
OTHER ENTRY REQUIREMENTS:

  • A valid Georgia Visa (depending on your nationality)
  • A negative COVID-19 PCR test result that has been taken at most 72 hours before arrival
  • A completed pre-registration form found here: [click]

– – –

Moldova

REASON FOR TRAVEL INSURANCE REQUIREMENT: For visa and/or entry
OTHER ENTRY REQUIREMENTS:

  • A valid Moldova Visa (depending on your nationality)
  • A negative COVID-19 PCR test result that has been taken at most 72 hours before arrival (test result must be issued in English, French, Romanian or Russian)
  • A completed “Epidemiological Form” must be presented upon arrival

– – –

Romania

REASON FOR TRAVEL INSURANCE REQUIREMENT: For visa and/or entry
OTHER ENTRY REQUIREMENTS:

  • A valid Romania Visa (depending on your nationality)
  • A negative COVID-19 PCR test result that has been taken at most 72 hours before arrival
  • A completed passenger locator form (found here: [click] or here: [here]) must be presented upon arrival

– – –

Russia

For a long time now, Russia is one of the countries that require travel insurance to be submitted by tourists as part of its visa application. They did not state minimum coverage specifics but as long as your travel insurance provider covers Russia, it will be accepted.

REASON FOR TRAVEL INSURANCE REQUIREMENT: For visa and/or entry
OTHER ENTRY REQUIREMENTS:

  • A valid Russia Visa (depending on your nationality)
  • A negative COVID-19 PCR test result that has been taken at most 72 hours before arrival (test result must be in English or Russian, or a notarized translation to Russian is accepted)
  • A completed “Application Form” must be presented upon arrival

– – –

Ukraine

Ukraine is one of those countries that require travel insurance for a long time now. To date, the insurance you buy must come from one of the following:
– A company registered in Ukraine
– A foreign insurance company that has a representative office in Ukraine
– A foreign insurance company that is in treaty relations with an insurance company partner in Ukraine

REASON FOR TRAVEL INSURANCE REQUIREMENT: For visa and/or entry
OTHER ENTRY REQUIREMENTS:

  • A valid Ukraine Visa (depending on your nationality)
  • A negative COVID-19 PCR test result that has been taken at most 72 hours before arrival

Looking for things to do in Europe?

Check out these Europe travel guides!

• • •

» North America «

Bahamas, Caribbean Island

Photo by: Shutterstock

Anguilla

REASON FOR TRAVEL INSURANCE REQUIREMENT: In response to COVID-19
OTHER ENTRY REQUIREMENTS:

  • A valid Anguilla Visa (depending on your nationality)
  • A completed “Application for Entry” before departure and then present the “Electronic Travel Authorization Certificate” upon arrival
  • A negative COVID-19 PCR test result that has been taken at most 5 days before arrival

– – –

Aruba

This is one of the countries that require travel insurance after the rise of the COVID-19 pandemic. For this, it’s mandatory to get the plan from the country’s Aruba Visitors Insurance website (any other medical coverage purchased from another company cannot be substituted for this).

REASON FOR TRAVEL INSURANCE REQUIREMENT: In response to COVID-19
OTHER ENTRY REQUIREMENTS:

  • A valid Aruba Visa (depending on your nationality)
  • A completed Health Assessment form (travel authorization must be presented at time of check-in)
  • A negative COVID-19 molecular test based on a nasal swab taken at most 72 hours before departure (tests accepted are: HDA, NAAT, NEAR, RT-LAMP, RT-PCR and TMA)
    • Tests must be presented upon arrival or uploaded at most 12 hours before departure.

– – –

Bahamas

All visitors to the Bahamas are required to fill out a Travel Health Visa application with a QR code for entry in which the cost for the mandatory insurance is already included in the price. The coverage of this insurance plan might not be as comprehensive for your liking so you can purchase additional travel insurance from a company like SafetyWing to act as a supplement to your Bahamas travel insurance.

REASON FOR TRAVEL INSURANCE REQUIREMENT: In response to COVID-19
OTHER ENTRY REQUIREMENTS:

– – –

British Virgin Islands

REASON FOR TRAVEL INSURANCE REQUIREMENT: In response to COVID-19
OTHER ENTRY REQUIREMENTS:

– – –

Costa Rica

This is one of the countries that require travel insurance after the rise of the COVID-19 pandemic. To date, they require tourists to get an insurance plan that satisfies at least 3 conditions:
– Indicates your name
– Effective policy in Costa Rica
– Guarantee of coverage (at least USD $50,000) for medical expenses in case you contract COVID-19 in Costa Rica
– Minimum coverage of USD $2,000 for extended lodging expenses due to quarantine — or you can also just purchase a local insurance offered by one of the authorized local insurance providers: Grupo INS, Sagicor, or BlueCross BlueShield

REASON FOR TRAVEL INSURANCE REQUIREMENT: In response to COVID-19
OTHER ENTRY REQUIREMENTS:

  • A valid Costa Rica Visa (depending on your nationality)
  • A “Pase de Salud” form must be completed before the departure of the flight to Costa Rica (this will generate a QR code which must be presented upon arrival)
  • Passengers must arrive at San Jose (SJO) or Liberia (LIR)

– – –

Cuba

For a while now, Cuba is one of the countries that require travel insurance upon entry. Take note, however, that Cuba does not consider USA medical insurance as valid so you should find a non-USA company (e.g. Atlas Travel Insurance). As for the minimum coverage, Cuba did not set a requirement; it’s only important that someone has one.

REASON FOR TRAVEL INSURANCE REQUIREMENT: In response to COVID-19
OTHER ENTRY REQUIREMENTS:

  • A valid Cuba Visa (depending on your nationality)
  • A printed negative COVID-19 RT-PCR test result issued at most 72 hours before arrival
  • A completed “Declaracion de Sanidad del Viajero” must be presented upon arrival
  • A health tax of $30

– – –

Sint Maarten

There are no specific coverage value requirements for the travel insurance — what’s important is that you have one (if you only have a layover in Sint Maarten, travel insurance is not required).

REASON FOR TRAVEL INSURANCE REQUIREMENT: In response to COVID-19
OTHER ENTRY REQUIREMENTS:

  • A valid Sint Maarten Visa (depending on your nationality)
  • A health declaration form at least 12 hours before departure (you must present a pre-approved e-mail authorization at time of check-in and upon arrival)
  • A negative COVID-19 RT-PCR test based on nasal and oral swab, issued at most 72 hours before departure

– – –

Turks & Caicos Islands

REASON FOR TRAVEL INSURANCE REQUIREMENT: In response to COVID-19
OTHER ENTRY REQUIREMENTS:

  • A valid Turks & Caicos Visa (depending on your nationality)
  • A travel authorization at least 24 hours before departure
  • A negative COVID-19 PCR test result (must have been taken at most 5 days before arrival)

Looking for things to do in North America?

Check out these North America travel guides!

• • •

» South America «

Christ the Redeemer, Brazil

Photo by: Shutterstock

Brazil

REASON FOR TRAVEL INSURANCE REQUIREMENT: In response to COVID-19
OTHER ENTRY REQUIREMENTS:

  • A valid Brazil Visa (depending on your nationality)
  • A negative COVID-19 RT-PCR test result taken at most 72 hours before departure from the first embarkation point (result can be in English, Portuguese or Spanish)
  • A Traveler’s Health Declaration form before departure to be presented upon arrival

– – –

Chile

REASON FOR TRAVEL INSURANCE REQUIREMENT: In response to COVID-19
OTHER ENTRY REQUIREMENTS:

  • A valid Chile Visa (depending on your nationality)
  • A negative COVID-19 RT-PCR test result (rapid tests not accepted) taken at most 72 hours before departure from the first embarkation point
  • A declaration form: Pasaporte Sanitario that must be completed before entry — at most 48 hours before arrival (this will generate a QR-code sent by email which must be shown at entry)

– – –

Curacao

REASON FOR TRAVEL INSURANCE REQUIREMENT: In response to COVID-19
OTHER ENTRY REQUIREMENTS:

– – –

Ecuador

Since 2018, all tourists entering Ecuador must provide proof of travel health insurance upon entry.

REASON FOR TRAVEL INSURANCE REQUIREMENT: For visa and/or entry
OTHER ENTRY REQUIREMENTS:

  • A valid Ecuador Visa (depending on your nationality)
  • A completed “Declaracion de salud del viajero” must be presented upon arrival
  • A negative COVID-19 antigen or RT-PCR test result taken at most 3 days before arrival (or a COVID-19 vaccination certificate)

– – –

Paraguay

REASON FOR TRAVEL INSURANCE REQUIREMENT: In response to COVID-19
OTHER ENTRY REQUIREMENTS:

  • A valid Ecuador Visa (depending on your nationality)
  • A medical certificate with a negative Coronavirus (COVID-19) test result — it must have been taken at most 72 hours before departure from the first embarkation point (tests accepted are: LAMP tests, Nucleic-acid Amplification tests, and RT-PCR)
  • A completed “Traveler’s Health Information” at most 24 hours before departure (this will generate a QR code which must be presented upon arrival)

– – –

Suriname

REASON FOR TRAVEL INSURANCE REQUIREMENT: In response to COVID-19
OTHER ENTRY REQUIREMENTS:

  • A valid Suriname Visa (depending on your nationality)
  • An entry request email at most 5 days before departure to [email protected]
  • A negative COVID-19 PCR test result (test must have been taken at most 72 hours before departure from the first embarkation point)
  • A confirmed accommodation booking for at least 7 days at a registered SHATA accommodation

– – –

Uruguay

REASON FOR TRAVEL INSURANCE REQUIREMENT: In response to COVID-19
OTHER ENTRY REQUIREMENTS:

  • A valid Uruguay Visa (depending on your nationality)
  • Passengers can only land at Montevideo (MVD) and Punta del Este (PDP)
  • A medical certificate with a negative Coronavirus (COVID-19) RT-PCR test result (test must have been taken at most 72 hours before departure from the first embarkation point)
  • A completed “Declaracion de Salud” must be presented upon arrival (this can be submitted online before departure at the “Coronavirus UY” app)
  • A completed “Formulario de Frontera” must be presented to upon arrival

Looking for things to do in South America?

Check out these South America travel guides!

• • •

» Oceania «

Tikehau Island Resort, Tahiti

Photo by: Shutterstock

French Polynesia

REASON FOR TRAVEL INSURANCE REQUIREMENT: In response to COVID-19
OTHER ENTRY REQUIREMENTS:

  • A valid Suriname Visa (depending on your nationality)
  • A completed Travel Certificate
  • An “ETIS Application(a QR code must be presented upon arrival)
  • A negative COVID-19 RT-PCR test result taken at most 3 days before departure from first embarkation point
  • A travel itinerary and passenger contact point in case of emergency
  • If entering Tahiti, you must accomplish this online form

– – –

New Caledonia

REASON FOR TRAVEL INSURANCE REQUIREMENT: For visa and/or entry
OTHER ENTRY REQUIREMENTS:

  • A valid New Caledonia Visa (depending on your nationality)
  • A medical certificate with a negative Coronavirus (COVID-19) molecular test result taken at most 72 hours before departure from the first embarkation point (not required for passengers younger than 11 years old)
  • Passengers traveling to Noumea (NOU) must register before departure here: [click]
  • Passengers traveling to Wallis Isl. (WLS) and Futuna Isl. (FUT) must register with the Authorities before departure at [email protected]


Looking for things to do in Australia & Oceania?

Check out these travel guides!

• • •

Complete List of Countries That Require Travel Insurance for Entry (with COVID-19 Coverage)

Overall

I hope this comprehensive list of countries that require travel insurance will help you prepare for your trip!

Let me know if there are any countries that I might have missed by leaving a comment below.

• • •

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My mission? To show you how it is absolutely possible to create a life of travel no matter the odds — and I will help you achieve that through my detailed travel hacks, guides, resources, tips, and MORE!

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